What Does Denver Mortgage Broker Do?
A Denver mortgage broker is a professional who works with borrowers and lenders to get them the best loan possible. They can also help you save money by getting your lender to waive some or all of the fees you would otherwise be charged. Denver is...
Zero Down Payment Home Loan
A zero down payment home loan, also known as 100% financing, allows you to finance the entire purchase price of a home without having to make a down payment. Buying a home can be a daunting task for many, as it often requires saving a large...
Using A Mortgage Calculator
If you are planning on buying a home in Colorado, it's a good idea to use a mortgage calculator. These calculators are easy to use and provide an instant and accurate monthly payment estimate based on a few inputs. Calculating your mortgage accurately can help you...
Second Mortgages Rates – Things to Consider
If you have built up equity in your home and are looking to take advantage of it, a second mortgage rates may be an option. However, there are many things to consider before securing one. One of the major risks associated with second mortgages is higher...
No Down Payment FHA Loan
No down payment FHA loan means these loans have lenient qualifying requirements and lower down payments than conventional mortgages, though they do carry some additional costs. If you’re a first-time buyer or someone with less-than-perfect credit, an no down payment FHA loan could be a...
Are VA Loans Assumable
Are VA Loans Assumable? During that long home-buying process, your title company representative may have mentioned the possibility of your VA loan being assumable. While it might not have been something you paid much attention to, a loan assumption could be an attractive negotiating tactic...
Mortgages For Self-Employed
Getting approved for mortgages for self-employed can be a challenge if you're self-employed. Most lenders qualify you similarly to borrowers who aren't in business, looking at credit history, down payments and income. While every lender has different risk-mitigation policies, there are ways you can increase your...
Choosing Local Mortgage Lenders
Many local mortgage lenders have a strong track record of customer service. They understand that every customer circumstance. Buying a home is one of the largest investments you will make in your lifetime. It can also be one of the most stressful. As a result, it...
The Benefits of Working With a Local Mortgage Broker
A local mortgage broker is a financial professional who brings together borrowers and lenders. They manage the rate-shopping process and help borrowers find loan products that best fit their needs. A mortgage broker can be particularly helpful to homebuyers who have unusual financial circumstances (self-employed, non-W2...
Becoming an Independent Mortgage Broker
If you are looking to start a mortgage business, consider becoming an independent mortgage broker. This career is flexible. If you are looking to start a mortgage business, consider becoming an independent mortgage broker. This career is flexible and offers a high earning potential. Independent mortgage...