Company Information

Welcome to Fox Valley Mutual. Our mission is to offer the best mortgage rates and minimal closing costs while providing outstanding service! We understand that purchasing or refinancing your home is one of the most important decisions you will make in your lifetime. As such, we believe it is our responsibility to guide you through the mortgage process as a trusted advisor. We increase your comfort with the complexity of the mortgage industry by educating you, constantly updating you on the progress of your loan, and delivering the lowest rate with the lowest fees.  We are 100% commission based; we are not compensated for ANY of the services we provide to you unless your loan closes and funds.  Therefore, at Fox Valley Mutual, we strive to make the mortgage process transparent and clear.  We have an equally vested interest in seeing your loan to the final step- your closing!

 

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  • Today’s Rates

    Product
    Interest Rate
    APR
    Conforming Loans
    30 – Year Fixed
    3.75%
    3.78%
    15 – Year Fixed
    2.875%
    2.91%
    5 – Year ARM
    2.75%
    2.83%
    7 – Year ARM
    2.875%
    2.91%
    Jumbo Loans
    30 – Year Fixed
    3.875%
    3.92%
    5 - Year ARM
    3.00%
    3.09%
    7 - Year ARM
    3.125%
    3.21%
    FHA Loans
    30 – Year Fixed
    3.50%
    3.72%

    Is it a good time to lock?

    Rates have been historically low and continue to fall. Depending on your current rate, current loan terms, and financial situation, now is certainly the best time to consider refinancing or buying a new home!

    If you’re simply not ready to lock quite yet, be sure that your information is on file and current so you may move forward quickly. When it’s time to lock your rate, we will be ready for you! Call today for a quick analysis taylored to meet your specific needs.

     

    Mortgage rates posted daily are strictly based on owner occupied financing, rate and term only, no cash out, with manditory escrows required per State. Rates are based on 75% loan to value, single family residences. Rates for investment homes or non-owner occupied homes do not apply to the rates posted on this website; please call when looking to refinance or purchase an investment home in which you do not intend to reside in. Rates change daily, so please call for an accurate scenario which will apply to you and your financial portfolio.

    Fox Valley Mutual is a BBB Accredited Mortgage Broker in Geneva, IL


    © Fox Valley Mutual 2013 www.foxvalleymutual.com. All Rights Reserved.

    Colorado Residential Mortgage License #LMB100030659, NMLS #229785
    1240 Bergen Parkway Suite A205 • Evergreen, CO 80439 • PH: 720-412-2825 • FX: 303-674-2301

    Fox Valley Mutual is an equal opportunity company
    Rates and Terms subject to change without notice